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Authors: Andrew Gross

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As if on autopilot, the model race car came to a stop. From the floor, Amir caught his father’s amused gaze and grinned sheepishly. “Yes, I hear, Mama.”

“Come on, boys, your mom’s gone to a lot of trouble for us. Let’s eat.” Marty rose and the family drew chairs around the sleek van der Rohe table in the stylishly decorated town house.

Outside, the view from the wide third-floor window of their fashionable Mayfair Georgian was over Hyde Park, among the most desirable views in town. The home cost close to six million pounds, but as the chief investment officer of the Royal Saudi Partnership, a sovereign fund of Marty’s native Saudi Arabia, it was hardly more than a rounding error on the daily tallies of one of the largest troves of investment capital in the world.

“Marty,” which al-Bashir had been called for years, was simply an Americanized form of Mashhur, his birth name, given to him in his undergraduate days when he had studied under Whiting and McComb at the University of Chicago and followed up with stints in portfolio strategy at Goldman and Reynolds Reid, and in private equity at Blackstone in New York.

It was only back home in his native country that Marty was called anything else.

Now he oversaw a giant fund with interests that stretched to every point on the globe and every conceivable type of asset. Stocks. Mezzanine capital. Currencies. CDOs. Complex derivatives. They also had vast real estate holdings—in New York’s Rockefeller Center and London’s own Trafalgar Square. When the price of oil rocketed, they bought up ethanol-producing sugarcane fields in Brazil. When the commodity fell, they bought up offshore U.S. development leases and massive tankers. Royal Saudi’s holdings were more than a trillion dollars. Their hands were in everything. In times of crisis, they had even been called on to prop up many national treasuries around the world.

He and Sheera had met in the U.S. while he was at Reynolds and she, a daughter of a prominent law professor from Beirut, was studying economics at Columbia. They’d been married for twelve years. The job had given him ease—most would say luxury—and over time, they had acquired many Western ways. They had a flat on the Côte d’Azur, a penthouse in the Trump Tower on Fifth Avenue in New York; they took the family skiing at Gstaad and Aspen; Gary and Amir were enrolled in the finest schools. His only regret was that, to appease the royal family’s wishes, his wife had had to give up her own career to raise her family. Sometimes he wished that despite his rise to the top of the financial world and the important responsibilities that had been bestowed on him, if she could handle the investments and he could manage the kids, both their home
and
the Saudi royal portfolio would be in better hands.

Sunday was their traditional family meal. Afterward, they might head a few blocks away to Hyde Park and kick the football around a bit. On the way back, they might stroll along Shepherd Market window-shopping the fine antiques and new fashions. These days, with teleconferencing and the financial network set up here, he jetted home barely twice a year, mostly to see his folks. He had been away from Riyadh for so many years, distanced himself from their customs, that Marty pretty much thought of the royals as clients now rather than brethren. And he knew, because of the results he produced, his overseers looked the other way.

“Okay, who wants first?” Marty picked up a plate and looked around. “The
cook
!” he said proudly, and spooned some of the stewed lamb over the yogurt and bread and handed it to his wife, serving her first in the Western way. If his parents ever saw him, they’d be horrified.

The trill of his cell phone sounded from somewhere in the house. His office.

Sheera shook her head and groaned. “Now on Sundays too?”

“I’ll make it short. Promise.” Marty got up. “You just make sure you save me some of that lamb.” He winked a warning at Amir, whose appetite seemed to never end.

With the vast amount of activity Royal Saudi controlled there was no such thing as boundaries when it came to nights or weekends. Their interests ran every day, 24/7, across the globe. Though the aroma of lamb and fresh baked bread made ignoring the call momentarily tempting.

Marty followed the ring to his office and shut the door, stepping over the cables to the Wii video game attached to the TV. Gary’s Christmas gift—another Western concession! The BlackBerry was vibrating on the coffee table and Marty sank himself onto the couch, tightrope-walking over the brightly colored Lego Transformer that had been left on the floor; this one was Amir’s.

Never ends
, he sighed.

He expected it to be Len Whiteman, his second at the firm, but Marty’s mood shifted when he checked the digital readout and saw “Private Caller.” His stomach clenched. Cautiously, he drew the phone to his ear. “Hello?”

“I hope this call finds you well, Mashhur al-Bashir.”

The use of Marty’s Saudi name jolted him. He knew immediately who it was. The first call had come six months ago, preparing him. He had just been hoping against hope, as time marched on, as their lives grew and prospered and became more acclimated, that the real call would never come.

“I am well,” Marty replied, his throat dry, returning the greeting in Arabic.

“Our sons and daughters around the world require your service, Mashhur al-Bashir. Are you prepared to do what is asked of you?”

Marty thought to himself that it had been so long. His views, passions, had all been so different then. Never religious, or even political. It was simply more about pride in his culture. The dismissive manner in which his nation had been treated by the West. They had given him his start, his education. Now he had lived among them for years and had changed.

Six months ago the first call had come. Reminding him of his duty. What he was expected to do. In a flash, all the prosperity in his life and the good fortune he had earned seemed a universe away. There was no turning away from this. He realized he owed them everything. All his good fortune. He had made his bed a long time ago.

“Yes,” Marty al-Bashir answered dutifully.

“Good. The tide of events is evolving,” the caller said, “don’t you agree? Global opportunities have shifted. We, here, are not happy with certain signs. We feel it is time for a change in direction. In strategy. Do you understand?”

“I have a new plan already drawn up,” Marty replied. He knew the ramifications that would result from it and he closed his eyes.

“Then begin it,” the caller said, “starting tomorrow. Execute your job, Mashhur al-Bashir. The rest is already set.” The caller paused a second. “Shall we say, the planes are in the air.”

They hung up, the sounds of his family, laughing, returning from outside. Marty remained on the couch for a while.

All he knew and had grown used to was about to change.

He got up and stepped over to the window, accidentally kicking over his son’s Transformer, the Lego pieces flying about.
“Damn.”

Tomorrow, the world would wake up, go to school, to work, laugh, love, eat with their family, everything seeming the same. But by day’s end there would be a change like the world had never seen.

He bent down and picked up his son’s broken Transformer, the brightly colored pieces all around.

“God, help us all,” Marty al-Bashir muttered in perfect English.

PART I

CHAPTER ONE

T
hey entered the house through the sliding glass doors in the basement, which Becca, their fifteen-year-old, sometimes left ajar to sneak in friends at night.

Upstairs, April Glassman stirred in her bed. She always had an ear for noises late at night. The curse of having a teenager. Marc could go on snoozing forever, through fire alarms, she would joke, but April had a built-in antenna for the sounds of Becca tiptoeing in past curfew or Amos, their goldendoodle, on guard at the living room window, scratching at the glass over a late-night deer or squirrel.

The house was a large, red-brick Georgian at the end of a private drive off Cat Rock Road in backcountry Greenwich. Every bend in the wood seemed to magnify at night. She opened her eyes and checked the time on the TV cable box. Two thirteen A.M. She lay there for a few seconds, listening. She definitely heard something—creaks on the floorboards, muffled voices—in the foyer or on the stairs.

Suddenly Amos started barking.

“Marc…”
She nudged her husband.

“Honey,
what
?” Marc Glassman groaned, mashing his pillow into a ball and rolling over.

She leaned over and shook his arm. “I heard something.”

“Probably just Amos. Maybe he spotted a deer. You know those bastards never decide to come out before two A.M.”

“No,” she said, alarmed. “I heard voices.”

“Okay, okay…” Marc exhaled, giving in. He opened his eyes and took a peek at the clock. “
Grrr
…I’m sure it’s just Becca…”

Their daughter now had a boyfriend at the high school, a junior on the wrestling team, who drove, introducing a whole new set of complications to their lives. Lately she’d been sneaking out after the two of them had gone to sleep, or on weekends, sneaking in her friends at all hours of the night.

“No. It’s a Sunday, Marc,” April replied, recalling how she had kissed her daughter good night hours ago and left her curled up in bed with Facebook going strong and a chemistry textbook on her lap.

“Not anymore…” Groggily, he sat up, rubbing a hand across his face, flicking on the light. “I was just gonna get up and check out the overnights anyway.”

As the chief equities trader at Wertheimer Grant, one of Wall Street’s oldest firms, it had been months since he slept a whole night through. Singapore opened at midnight, Australia an hour later. Europe and Russia got going at four. Six months ago he might’ve made it undisturbed till morning. But that seemed like a lifetime ago. Now the bottom had fallen out of the market. The whole subprime mess, Fannie and Freddie reeling, AIG. The banks teetering. Not to mention the company’s stock: a year ago it was over eighty and he and April could have gone off and planted tomatoes somewhere for the rest of their lives. Last Friday it had closed at twelve! It would take him another decade to recoup. Immediately flashing to his positions, his stomach wound into its usual two A.M. knot.

Now April was hearing voices…

“I’ll go take a look.”

In the last months, April had watched as her husband dropped ten pounds from the stress. She knew that something was wrong. She knew the firm was hurting and how much they were relying on him. How much he was expected to produce. Marc never shared much about his positions anymore. The pressure on him was crazy.

She leaned over and put her hand on his shoulder. “Honey, will this ever go back to normal?”

He threw off the covers and grabbed his robe. “This is the new normal.”

That’s when they both heard another noise.

A creak on the stairs. Marc put a finger to his lips for her to keep quiet.

Then another. Closer. A knife slicing through them.

Someone was coming up the stairs.

“Marc…”
April caught his eyes. Her look was laden with worry. “Amos stopped barking…”

He nodded, feeling the same thing inside. “I know.”

The next creak seemed to come right from the upstairs landing. April’s heart skipped a beat. Her husband’s gaze was unmistakable.

Someone was in the house.

“Just stay there,” he said, nodding to the bed, raising a hand for her to stay silent.

They all knew about the recent rash of home break-ins going on in the backcountry. They were all just talking about it last Saturday night with the Rudenbachs at Mediterraneo. Marc listened closely at the door. They never put on the alarm. What the hell did they even have the damned thing for, he’d asked himself a hundred times. Just wasting all that stupid money. Truth was, he couldn’t even remember the damn code—or even where the panic button was.

“Marc…”

He turned. He stared at April’s freckled face, her soft, round eyes, hair raised in a nighttime ponytail. Except now, he saw only fear in it. And helplessness.
“Becca, Evan…,”
she whispered.

Their rooms were just down the hall.

He nodded firmly. “I’ll go check it out.”

He took a step, and suddenly the bedroom door flew open. Two men, wearing ski masks and plain blue work uniforms, pushed their way into their room.

April let out a scream.


What the hell is going on?
What are you doing in here?” Marc stepped up to them.

The first one in the overalls suddenly knocked him with a fist to his face back onto the bed.

“Marc!”
April reached out to him.

Her husband removed his hand and stared at his fingers. There was blood on them.

“What the hell do you want?”
he demanded.

“Shut up,” the first one said. The man was large, his voice husky. A tuft of red hair peeked out from behind his mask. He had a gun, accounting for the blood in Marc’s mouth. “Just shut the fuck up and you might just live.”

“Oh, God, Marc, please

,”
April murmured, her heartbeat now accelerating wildly. Her thoughts flashed to her children sleeping down the hall.
Just keep them away.

The second man shut the bedroom door behind him. The one with the gun came over and pulled April off the bed. “Get up. Put your hands behind your back.” His accomplice took out a roll of duct tape from his uniform and twisted April’s wrists behind her back, binding them tightly. She looked at her husband with fear in her eyes as he ran a second piece of tape across her mouth.

“What do you want with us?” Marc pleaded, helpless, watching his wife being bound. “Listen, I’ve got a safe downstairs. We’ve got some money…” He shot April a steadying look, as if he was trying to say,
Hang in there, honey. It’ll be okay. That’s why they’re here. For the money.

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