Upon A Pale Horse (24 page)

Tuesday night Monica came over after work, but Jeffrey seemed preoccupied – ostensibly with preparations for his trip the following day. He nearly confronted her a dozen times during their evening together, and it was only through force of will and the awareness that he was playing with his life that he controlled the impulse – a dangerous and foolhardy one, he knew.

Their lovemaking that night was intense, yet for him, lacking, although Monica seemed as passionate as ever. Once she’d drifted off to sleep, helped on her way by a bottle of inky Barolo and a post-dinner Baileys, he slipped soundlessly out of bed to the office, where he watched clips of one of his favorite comedians on YouTube until he was finally drowsy several hours later.

The following morning, he was up earlier than usual and washed some dry, burned toast down with a cup of scalding black coffee before going for a run, Monica still slumbering under the covers as the day’s first light glowed behind the blinds. The soles of his Nikes thumped against the moist sidewalk as he developed a rhythm that returned like a chastened friend, abandoned since he’d moved to Washington. Other joggers moved along the same route, a loop that ran for eight blocks square and would take him forty-five minutes if he maintained his pace. His thoughts had been racing distractingly since his eyes opened, and he welcomed the inner calm that came from the exertion, worrying about nothing as he willed his legs to greater speed.

When he got back, Monica was up puttering in the kitchen, wearing one of his dress shirts and nothing else, and she glanced at him as he moved past her and into the bedroom.

“You’re sweaty. I didn’t know you ran,” she commented, whipping some eggs in a bowl with a fork.

“Obviously I don’t do it very often. Or ride, anymore, either. You can see that my bike hasn’t budged since the movers stuck it in the spare bedroom.”

“Feeling guilty about not exercising lately? I mean, not in a structured, outdoorsy kind of way?” she asked, waggling her eyebrows suggestively.

“I’m going to be cooped up in the office all day and then stuck on a flight for eight hours, so it was either now or never. Doubt I’ll have motivation, or time, to do much in Switzerland,” he said from the bedroom doorway. He peeled off his soaking T-shirt and sweat pants and pitched them into the laundry bin. “Damn, I’m already running later than I’d hoped. Maybe it wasn’t such a good idea after all.”

“Don’t worry. I’m just going to cook up some eggs and I’ll be out of here in ten minutes. Then it will be all yours. You want some? Hope so – I’m making more than I can eat.”

“That would be awesome, Monica. I’ll be finished showering right about the time they’re ready.”

He emerged from the bathroom in a heavy blue terrycloth robe with its sash cinched around his waist and took his usual seat at the dining room table. The eggs were delicious, lightly seasoned with salt and a dash of chili powder, and he devoured them in thirty seconds.

“You eat like a lumberjack, big boy.”

“Guy’s gotta keep up his strength, and breakfast is the most important meal of the day.”

“Besides lunch and dinner, you mean,” she said, finishing her eggs after him and carrying their plates into the kitchen. “So what do you have planned for the day?”

“I was thinking I’ll work for about six hours, then take a cab to Dulles.”

“You sure you don’t want me to drive you?”

He resisted the temptation to ask her whether she was thinking of taking her Mercedes, and instead shook his head as he stood.

“No. Traffic will suck, and I may be able to duck out early and get a head start. I’m going to leave my car at the office and take a cab. But thanks for offering.” He hoped he didn’t sound distant, although that was how it came out – overly formal. She didn’t seem to notice.

“Can I offer you anything else before I leave? Maybe one last round of adult entertainment?” she asked, oozing sex appeal in his oxford button up. “I’m not going to see you for three whole nights. And it gets lonely in the big city…”

He made a show of checking his watch.

“You know there’s nothing I’d rather do, but I’m really running late now, honey.”

She shrugged and gave him a pout that melted his heart. “Suit yourself. Can’t say I didn’t offer.”

They dressed, and he walked her to the door, her hair still damp from the shower she’d taken while he was out. She stood on her tiptoes and gave him a long, deep kiss, her full lips savoring his in a manner he never grew tired of. When they parted he thought her eyes were moist, but it could have been a trick of the light.

“Safe travels, Jeff. Come back soon.”

“To you. You can count on it.”

They kissed again, and then she turned and let herself out as Jeffrey watched her go.

He followed her out the door twenty minutes after her departure, his garment bag on his shoulder, a conservative blue suit and red tie his uniform of the day. He let the car warm up for a few minutes while he checked his messages, and seeing nothing pressing, he put the transmission into gear and nosed into traffic, already getting heavy as thousands of workers spilled onto the city streets and jockeyed for advantage in the surging stream, another day in the world’s most important capital convincingly underway.

Work was mercifully light, as was the commute heading out of town that afternoon, and the taxi delivered him to the airport almost three hours before his flight. After passing through security and suffering the intrusive search procedures, he made his way to his departure gate, and was relieved to find it near a lounge that boasted hot dogs and cocktails like Mom used to make.

Three beers later he was sitting in the jet awaiting takeoff, his head light from the alcohol, two ill-advised foot longs and too little sleep roiling in his stomach. Shortly after the plane launched into the sky and headed east he was asleep, dreaming about a bank vault in a country he’d never visited and the terrible secrets it might contain.

TWENTY-EIGHT

Zurich

Jeffrey’s first impression of Zurich was “clean.” The entire city was spotless, as though God’s own janitorial crew had worked overtime to keep the buildings and surroundings pristine for the good Swiss people. The airport was a marvel, the hotel efficient and sparkling, and the people glowed with the prosperous sheen of natural superiority.

His room wasn’t ready for check-in yet, so he left his bag with the courteous bell staff and headed down to the lower hotel level where the symposium was being held. The first hour or so would be orientation, so he wasn’t worried that he’d missed much when he slipped into the panel discussion on the safety of bank deposits in the new fiscal climate of the European Union. The moderator was a renowned German economist well known for his bearish view of the Union’s future, and the hour turned into two of parsing the minutiae of the new banking regulations that had been put into place and the likelihood that the next big systemic shock would wipe out depositors, rather than being backstopped by governments.

The next meeting was more of the same, and as the day wore on he developed a splitting headache – a function of stress, dehydration from the flight, sleep deprivation, and jet lag. At a break between sessions at three o’clock, he called Soderbergh Bank on a lobby pay phone and arranged to be admitted after hours, with an appointment scheduled at six-thirty that evening. The vice president he spoke with, a Gunther Rundquist, was extremely accommodating, and assured Jeffrey that at Soderbergh Bank, service to its private clientele was its top priority. With advance notice the safe deposit vault could be accessed up to nine o’clock at night, provided his name was on the account and he could supply proper identification.

The final roundtable discussion of the day was on the changing reporting requirements and the aggressive new information-sharing being rammed down the EU participant countries by their high-tax brethren. It was generally agreed that in a few years it would be almost impossible to have true bank secrecy anymore, which was both positive in criminal cases and negative for anyone engaging in legal asset protection. The revenue authorities routinely overstepped their charters and treated any tax avoidance as being equivalent to tax evasion, leaving the innocent and guilty alike to mount expensive legal battles to defend themselves. For the gathered attorneys it was good news, as their area of specialization would get a huge boost from the deluge of lawsuits the trend would generate.

When the meeting broke up, Jeffrey returned to his room and stripped off his suit. The room’s walls and door were mercifully thick, so he wasn’t disrupted by his fellow conference-goers returning to their rooms. He lay prone on the comfortable bed and closed his eyes, and in five minutes was drowsing, anticipation over finally discovering what was in the box replaced by the numb embrace of slumber.

Soderbergh Bank
at
Bahnhofstrasse
622 was a staid affair, its conservative, understated façade giving no hint that it was one of the more renowned private banks in Switzerland. Jeffrey surveyed the dark street, noting that the daytime pedestrian traffic had all but disappeared now that normal business hours were over, and then approached the ornate wrought-iron door and pressed a small white button beneath a ten-inch-wide engraved brass plaque with a single word inscribed upon it: Soderbergh.

He shifted from foot to foot, the cold slicing through his casual clothes and jacket. A tall, gray pinstripe-suited man in his fifties opened the inner glass door and peered through the ironwork at him.

“
Ja
?” the man asked.

“Jeffrey Rutherford. I have an appointment with a Herr Rundquist at seven-thirty.”

“
Ach
, just so. One moment please,” the man replied in slightly accented English, and then swiped a card through a reader at his side. The heavy sound of multiple bolts sliding open was accompanied by the whirring of electric motors, and then the door swung wide. “Mr. Rutherford. Please. Come in. Herr Rundquist is expecting you.”

Jeffrey stepped into the large marble-floored foyer, noting the antique tables along each mahogany-paneled wall, oil paintings of pastoral landscapes adorning the space and lending it an aura of formality he would have expected in a castle, not a modest building in the center of Zurich. The door closed behind him. His escort pressed a series of buttons, and the lights increased in intensity as the man beckoned to him, indicating a long hall to his right.

They walked three quarters of the length of the corridor and stopped at the oversized door of one of the offices, where Jeffrey could see a man sitting at a desk in the office beyond the outer reception area. He glanced up from his computer screen and straightened, then rose and called to Jeffrey.

“Mr. Rutherford! How nice to meet you. Come, have a seat.”

Jeffrey moved through the empty antechamber and into the office. Rundquist stood and reached across the desk, and shook his hand with polite restraint. Jeffrey sat and studied the banker – perhaps sixty years old, thinning steel hair combed straight back with pomade, ruddy jowls and pudgy hands, a Swiss doughboy who looked like he’d never sullied his life with a day of exercise.

“Before we begin, let’s get the formalities over, yes? Do you have your passport and another form of identification?” Rundquist asked, his voice tuned to a pleasant timbre.

Jeffrey slid his papers across the table to him, and watched as he scanned both and then printed a hard copy.

“Please sign here, and here,” the banker said, handing him a pen that cost as much as Jeffrey’s hotel room.

He dutifully scrawled his name in the indicated spots and then took back his passport and driver’s license, pocketing them as he stood.

“Where are the boxes?” he asked as Rundquist stepped out from behind his desk.

“Follow me. In our secondary vault area. At the basement level.”

They walked together to the doorway at the end of the hall. The Swiss swiped another card reader with his access card and the door opened inward with a hydraulic hiss. Lights flickered on automatically, and Rundquist led him down an endless flight of stairs to a level two stories below the street. Another door, at least six feet wide, loomed at the far end of the room, and the banker stopped at a screen at the door’s edge and stood still while the optical scanner verified his retinal map. A green light blinked twice, and then he pulled the heavy lever. The two-foot-thick solid steel door eased open on massive lubricated hinges, and Rundquist indicated another portal to his right.