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Authors: Barbara W. Tuchman

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Writing in the same years, 1510–20, Machiavelli found proof of decadence in the fact “that the nearer people are to the Church of Rome, which is the head of our religion, the less religious are they.” Whoever examined the gap between the principles upon which the Christian religion was founded and their present application by the Church “will judge that her ruin and chastisement are near at hand.” Machiavelli’s anger was at the harm done to Italy. “The evil example of the court of Rome has destroyed all piety and religion in Italy,” resulting
in “infinite mischief and disorders” which “keep our country divided.” This is “the cause of our ruin.” Whenever fearing loss of temporal power, the Church, never strong enough to be supreme, calls in some foreign aid, and “this barbarous domination stinks in the nostrils of everyone.”

The indictment was summarized in one sentence by Guicciardini: “Reverence for the Papacy has been utterly lost in the hearts of men.”

The abuse that precipitated the ultimate break was the commercialization of indulgences, and the place where the break came, as everyone knows, was at Wittenberg in northeastern Germany. Anti-Roman sentiment was strongest, and protest most vocal, in the German principalities owing to the absence of a national centralized power able to resist papal taxation as in France. Also, Rome’s exactions were heavier because of ancient connections with the Empire and the great estates held there by the Church. Besides feeling themselves directly robbed by papal agents, the populace felt their faith insulted by the ring of coin in everything to do with the Church, by the wickedness of Rome and its popes and their refusal to reform. A revolt against the Holy See could be expected, warned Girolamo Alessandro, Papal Nuncio to the Empire and a future Bishop and Cardinal. Thousands in Germany, he wrote to the Pope in 1516, were only waiting for the moment to speak their minds openly. Immersed in money and marble monuments, Leo was not listening. Within a year, the awaited moment came through the instrumentality of his agent for the sale of papal indulgences in Germany, Johann Tetzel.

Indulgences were not new, nor were they invented by Leo. Originally granted as a release from all or part of the good works required of a sinner to satisfy a penance imposed by his priest, indulgence gradually came to be considered a release from the guilt of the sin itself. This was a usage severely condemned by purists and protesters. More objectionable was the commercial sale of a spiritual grace. The grace once granted in return for pious donations for church repairs, hospitals, ransom of captives of the Turks and other good works had grown into a vast traffic of which a half or third of the receipts customarily went to Rome and the rest to the local domain, with various percentages to the agents and pardoners who held the concessions. The Church had become a machine for making money, declared John Colet in 1513, with the fee considered as the effective factor rather than repentance and good works. Employing
charlatans, misleading the credulous, this traffic became one of the persistent evils of organized religion.

When pardoners allowed the belief—though never explicitly stated by the popes—that indulgences could take care of future sins not yet committed, the Church had reached the point of virtually encouraging sin, as its critics did not fail to point out. To enlarge the market, Sixtus IV ruled in 1476 that indulgences applied to souls in Purgatory, causing the common people to believe that they must pay for the relief of departed relatives. The more prayers and masses and indulgences bought for the deceased, the shorter their terms in Purgatory, and since this arrangement favored the rich, it was naturally resented by the poor and made them readier when the moment came to reject all official sacraments.

Julius had already issued a distribution of indulgences to help pay for the new St. Peter’s. Leo in his first year of office authorized another issue for the same purpose and again in 1515 for special sale in Germany, to offset the costs of his war on Urbino. Offering “complete absolution and remission of all sins,” this one was to be sold over an unusual eight-year term. The financial arrangements, of Byzantine complexity, were designed to enable a young noble, Albrecht of Brandenburg, brother of the Elector of Brandenburg, to pay for three benefices to which the Pope had appointed him. At age 24 he had received the archbishoprics of Mainz and Magdeburg and the bishopric of Halberstadt for a total price variously stated to be 24,000 or 30,000 ducats. Representing simony, plural benefices and an unqualified nominee, this transaction was arranged while the Lateran Council was engaged in outlawing the same practices. Unable to raise the money, Albrecht had borrowed from the Fuggers, whom he was now to reimburse through the proceeds from the indulgences.

Tetzel, a Dominican monk, was a promoter who might have made Barnum blush. Upon arrival in a town, he would be greeted by a prearranged procession of clergy and commoners coming out to meet him with flags and lighted candles while church bells rang joyful tunes. Traveling with a brass-bound chest and a bag of printed receipts, and preceded by an assistant friar bearing the Bull of Indulgence on a velvet cushion, he would set up shop in the nave of the principal church in front of a huge cross raised for the occasion and draped with the papal banner. At his side an agent of the Fuggers kept careful count of the money that purchasers dropped into a bowl placed on top of the chest, as each received a printed indulgence from the bag.

“I have here,” Tetzel would call out, “the passports … to lead the
human soul to the celestial joys of Paradise.” For a mortal sin, seven years of penance were due. “Who then would hesitate for a quarter-florin to secure one of these letters of remission?” Warming up, he would say that if a Christian had slept with his mother and put money in the Pope’s bowl, “the Holy Father had the power in Heaven and earth to forgive the sin, and if he forgave it, God must do so also.” In behalf of the deceased, he said that “as soon as the coin rang in the bowl, the soul for whom it was paid would fly out of Purgatory straight to Heaven.”

The ring of these coins was the summons to Luther. Tetzel’s crass equation of the mercenary and the spiritual was the ultimate expression of the message emanating from the Papacy over the past fifty years. It was not the cause but the signal for the Protestant secession, whose doctrinal, personal, political, religious and economic causes were old and various and long-developing.

In response to Tetzel’s campaign, Luther in 1517 nailed his 95 theses on the church door at Wittenberg, assailing the abuse of indulgence as sacrilegious, although without yet suggesting a break with Rome. In the same year the Fifth Lateran held its final session—the last chance for reform. Luther’s challenge provoked a counter-attack by Tetzel affirming the efficacy of indulgences followed by a reply by Luther in a vernacular tract,
Indulgence and Grace
. His fellow Augustinians took up the debate, opponents entered the dispute and within two months a German Archbishop in Rome called for heresy proceedings. Summoned to Rome in 1518, Luther petitioned for hearings in his native land, to which the Papal Legate in Germany and the lay authorities agreed in order not to exacerbate feelings during the imminent meeting of the German Diet which was supposed to vote taxes. The death of the Emperor Maximilian shortly afterward, requiring election of a successor by the Diet, was a further reason to avoid trouble.

Enclosed, like his predecessors, in the Italian drama, the Pope was unaware of the issues and incapable of understanding the protest that had been developing for the century and a half since Wycliffe had repudiated priesthood as necessary to salvation, as well as the sacraments and the Papacy itself. Leo hardly noticed the fracas in Germany except as a heresy to be suppressed like any other. His response was a Bull in November 1518 providing excommunication for all who failed to preach and believe that the Pope has the right to grant indulgences. It proved as effective as Canute’s admonition to the waves. Leo, however, was soon to be more distressed by the shock of Raphael’s death than by the challenge of Luther.

Once the protest became overt, revolt against Rome followed in a rush. When the Diet of Augsburg in 1518 was asked to vote a special tax for crusade against the Turks, it replied that the real enemy of Christendom was “the hell-hound in Rome.” At his hearings in Leipzig in 1519, Luther now repudiated the authority of both the Papacy and a General Council, and subsequently published in 1520 his definitive statement of the Protestant position,
To the Christian Nobility of the German Nation
. Claiming that baptism consecrated every man a priest with direct access to salvation, it denounced popes and hierarchy for all their sins and unrighteousness and called for national churches independent of Rome. Taken up by other Church rebels and reformers, his doctrine swept in a torrent of illustrated sheets and pamphlets and tracts to eager readers in towns and cities from Bremen to Nuremberg. In the Swiss city of Zurich, a fellow protester, Ulrich Zwingli, already preaching the same theses as Luther, extended the protest which was soon to fall into doctrinal disputes that were to fragment the movement forever after.

Informed by papal envoys of the spreading dissent, the Papacy saw itself dealing with “a wild boar which has invaded the Lord’s vineyard,” so described in a new Bull,
Exsurge Domine
, in 1520. Upon examination, the Bull condemned 41 of Luther’s theses as heretical or dangerous and ordered him to recant. When he refused, he was excommunicated and his punishment as a declared heretic was asked from the civil arm. The new Emperor, Charles V, young but sage and not anxious to draw popular anger upon himself, handed the hot coal to the Diet at Worms, where Luther in 1521 again refused to recant. As a devout Catholic, Charles V was forced to denounce him, perhaps less from orthodoxy than in return for a political pact with the Pope to join in ejecting the French from Milan. The Edict of Worms obediently put Luther and his followers under the ban of the Empire, promptly rendered null by his friends, who removed him to safety.

The Imperial forces triumphed over the French at Milan in 1521, enabling their papal allies to regain the northern jewels of the patrimony, Parma and Piacenza. Characteristically celebrating the victory by one of his favorite all-night banquets in December, Leo caught a chill, developed a fever and died. In seven years he had spent, as estimated by his financial controller, Cardinal Armellini, five million ducats, and left debts of more than 800,000. Between his death and burial, the customary plunder on the death of a pontiff was so thorough that the only candles that could be found to light his coffin were half-used ones from the recent funeral of a Cardinal. His hectic extravagance, lacking
even Julius’ justification of political purpose, was the compulsive spending of a spoiled son of wealth and the acquisitiveness of a collector and connoisseur. Unlike Chigi’s gold plate, it had no waiting net in the river. It nourished immortal works of art, but however much these have graced the world, the proper business of the Church was something else.

Leo left the Papacy and the Church in the “lowest possible repute,” wrote the contemporary historian Francesco Vettori, “because of the continued advance of the Lutheran sect.” A lampoon suggested that if the Pope had lived longer, he would have sold Rome too, and then Christ, and then himself. People in the street hissed the cardinals going to the conclave to choose his successor.

6. The Sack of Rome:
Clement VII, 1523–34

At this belated moment, as if fate were taunting the Church, a reformer was elected Pope, not through conscious intent but by a fluke during a deadlock of leading contenders. When neither Cardinal Alessandro Farnese nor Giulio de’ Medici could gain a majority and the bellicose Cardinal Schinner missed election by two votes, the nomination of someone not present was proposed, “just to waste the morning,” as Guicciardini says. The name of the Dutch-born Cardinal Adrian of Utrecht, former Chancellor of the University of Louvain, former tutor of Charles V and presently his Vicroy in Spain, was put forward. As the virtues of this reform-minded, austere but otherwise unfamiliar person were extolled, the Cardinals began to follow each other in voting for him until suddenly they found they had elected him—a virtual unknown, and what was worse, a foreigner! When this remarkable result could not be explained rationally, it was attributed to the intervention of the Holy Ghost.

Curia, cardinals, citizens and all expectant beneficiaries of papal patronage were appalled, Romans outraged at the advent of a non-Italian, ergo a “barbarian,” and the Pope-Elect himself anything but eager. Reformers, however, encouraged by Adrian’s reputation, were hopeful at last. They drew up programs for a Reform Council and lists of enforcements of long-disregarded Church rules needed to cleanse the clergy of corruption. Their case was summarized in the stern reminder of one adviser: “Under pain of eternal damnation, the Pope is bound to appoint shepherds, not wolves.”

Adrian did not appear in Rome until late in August 1521, almost eight months after his election, owing in part to an outbreak of plague. He made his intent clear at once. Addressing the College of Cardinals at his first consistory, he said that evils in the clergy and Papacy had reached such a pitch that, in the words of Saint Bernard, “those steeped in sin could no longer perceive the stench of their own iniquities.” The
ill repute of Rome, he said, was the talk of the whole world, and he implored the Cardinals to banish corruption and luxury from their lives and, as their sacred duty, to set a good example to the world by joining him in the cause of reform. His audience was deaf to the plea. No one was prepared to separate personal fortune from ecclesiastical office, or do without the annuities and revenues of plural benefices. When the Pope announced austerity measures for all, he met only sullen resistance.

Adrian persisted. Curia officials, former favorites, even Cardinals were summoned for rebuke or for trials and penalties. “Everyone trembles,” reported the Venetian Ambassador, “owing to the things done by the Pope in the space of eight days.”

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